Pennsylvania Title Insurance

Many people ask, what is title insurance? Title insurance insures against loss resulting from defects of title in real estate. Coverage is provided through title insurance companies such as First American Title Insurance Company, and is customarily paid for by the buyer at closing. If a buyer is financing the purchase of the real estate, the lender will require title insurance to insure the mortgage.

Plunkett & Graver, P.C. serves an agent for First American Title Insurance Company. With our team of two attorneys and Certified Land Title Professional, Phil Janny, we offer over 55 years combined experience in handling both commercial and residential real estate closings, and in resolving title issues.

From the beginning, we ensure that all aspects of the closing process are handled efficiently and with care. We order and carefully review the title search of the property to determine if there are any issues or defects in title that must be addressed. If issues are discovered, we work expeditiously to resolve them. We handle all aspects of the closing including preparing title documents, obtaining and transmitting payoffs, recording the deeds and mortgage documents, and issuing final title policies. Most important, we stay informed by maintaining regular contact with our client, the lender, and seller or their attorney. By doing so, we are able to anticipate issues and address them prior to closing, ensuring our client a smooth settlement.

Our title services extend to both the residential and commercial markets. We have extensive experience in representing buyers of large commercial properties, both developed and undeveloped, single-tract and multi-tract, which present more complex title and survey issues. However, we are also provide residential title services for our clients at the time they purchase or refinance their home. We understand that purchasing a home is an exciting event but that it can also be overwhelming, especially for first time home buyers. For a comprehensive explanation of the home buying process, please visit www.homeclosing101.org. We are here to guide our clients through the title and closing process. Phil Janny personally handles all residential closings and is always available to answer clients' questions.

Because title insurance premiums are regulated, the rate a consumer pays for title insurance is the same regardless from whom you purchase insurance. The benefit of utilizing a law firm for your title insurance needs is that we bring a well-rounded perspective and understanding of real estate law and title issues based upon years of practice and experience. Although we cannot claim to have seen it all, our collective experience guarantees that we have seen enough to effectively guide our clients through any issues which may arise before and at closing.